Move Fast and Break Wallets

Around the globe, digital financial services (fintechs) that claim to serve the underrepresented (unbaked or underbanked) are causing widespread hardships. While ostensibly “democratizing” and speeding access to financial services, time and time again, fintechs are taking advantage of regulatory gray areas and exploiting users, who tend to be vulnerable. For example, in India and Kenya,... Continue Reading →

Field Report: 2nd Annual Blockchain Conference – Toronto

Last week, I attended the 2nd Annual Blockchain Conference in Toronto. Given recent cryptocurrency turmoils, I was hoping for an even-keeled event, but the name of the game was hype. Statements like "...everything will be tokenized...", "...blockchain will help solve child labour" or "...will eliminate inequality" were thrown around. To borrow terminology from Gartner's Hype Cycle I... Continue Reading →

Website Powered by WordPress.com.

Up ↑