Move Fast and Break Wallets

Around the globe, digital financial services (fintechs) that claim to serve the underrepresented (unbaked or underbanked) are causing widespread hardships. While ostensibly “democratizing” and speeding access to financial services, time and time again, fintechs are taking advantage of regulatory gray areas and exploiting users, who tend to be vulnerable. For example, in India and Kenya,... Continue Reading →

A Look at Canadian Bank-Startup Relationships

The Big 5 Canadian banks have a testy relationship with startups despite their activity in supporting AI research, partnering with accelerators, and lending to tech companies. As major institutions, they should be playing a supportive role in supercharging innovation by investing in, buying services from, and striking partnerships with startups. But overall, the opposite has... Continue Reading →

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